FAQ

An SR-22 is a certificate of financial responsibility that Ohio requires certain drivers to file after serious violations like DUIs, license suspensions, or driving uninsured. It is not a separate insurance policy but a form your insurer files with the Ohio BMV on your behalf. Washington & Co Insurance Agency Inc. in Ohio works directly with carriers to file SR-22 forms quickly, often the same day, so you can get back on the road without delay.

Yes. If you regularly drive vehicles you do not own, non-owners insurance provides liability coverage that follows you rather than the car. This is especially useful for drivers in Ohio who rely on rentals, borrowed vehicles, or rideshares but want continuous coverage to avoid gaps in their record. Washington & Co Insurance Agency Inc. can help you determine whether a non-owners policy fits your situation and find a competitive rate.

Owner-operators in Ohio are typically required to carry primary liability coverage, and depending on cargo type and operating authority, may also need motor truck cargo insurance, bobtail coverage, and physical damage protection. Federal and state minimums vary by vehicle weight and freight classification. Washington & Co Insurance Agency Inc. in Ohio specializes in commercial truck insurance and can walk you through exactly what coverage your operation requires while shopping multiple carriers for the best rate.

Independent agencies like Washington & Co Insurance Agency Inc. are not tied to a single carrier, so they compare rates across multiple insurance companies on your behalf to find the coverage that fits your needs at the lowest available price. Going direct to one carrier gives you only that carrier’s pricing. Washington & Co Insurance Agency Inc. has nearly 40 years of experience in the Ohio market and operates from a brick and mortar office where you can meet in person to review your options.